ORSKEY Dash Cam
A practical dash cam (1080p front, dual front and rear) that captures clear evidence on the road for insurance and disputes.
Dash Cams and Car Insurance: Do They Lower Premiums?
A dash cam will not usually slash your premium on its own, but it can make a real difference when something goes wrong, by providing clear evidence that speeds up and strengthens a claim.
How dash cams help claims
Footage can establish fault quickly, protect you against 'crash for cash' scams and false whiplash claims, and avoid disputed 50/50 outcomes. Many insurers accept dash cam footage, and some UK police forces have portals for submitting clips of dangerous driving. GPS-stamped speed and location add further weight.
Do insurers give a discount?
A few insurers offer a small discount for having a dash cam, but it is not universal, so do not buy one expecting a guaranteed price cut. The bigger financial benefit is protecting your no-claims bonus and avoiding being wrongly held at fault.
Our top picks
#1
#2 
Viofo A119 V3
A practical dash cam (GPS) that captures clear evidence on the road for insurance and disputes.
#3 
Dash Cam A410
A practical dash cam (2K/1440p front, dual front and rear, GPS) that captures clear evidence on the road for insurance and disputes.
#4 
Dash Cam A510
A practical dash cam (1080p front, dual front and rear, GPS) that captures clear evidence on the road for insurance and disputes.
Frequently asked questions
Does a dash cam lower my insurance?
Sometimes, by a small amount with certain insurers, but it is not guaranteed. The main value is faster, stronger claims and protecting your no-claims discount if you are not at fault.
Bottom line
Our top pick is the ORSKEY Dash Cam (our score 9.6/10) - A practical dash cam (1080p front, dual front and rear) that captures clear evidence on the road for insurance and disputes..